OnlinePayday.org

Payday Loans, Bakersfield, CA

Apply comfortably from home in Bakersfield, CA, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

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256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

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Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Bakersfield, CA Financial Statistics

Having access to payday loans in Bakersfield CA is important when you’re in need of emergency cash. According to U.S. Census data, Bakersfield CA has a population of 579,295 with an average poverty rate of 17.4%. Only 51.1% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.68. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 11.1% and unemployment at 8.4%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Bakersfield, CA.
Population
579,295
Median Age
30.8
Male
49.4%
Female
50.6%
Separated
11.1%
Ave. Family Size
3.68
Dual Income Homes
51.1%
Ave. Household Income
$63,139
Individual Income
$29,612
Ave. Home Value
$245,911
Median Rent
$1,104
Unemployed
8.4%
Poverty Level
17.4%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Bakersfield, CA Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
Casino Check Cashing
1801 White Ln
93304
(661) 397-8974
4
836,000
Casino Check Cashing
2505 Haley St
93305
(661) 872-7095
3
627,000
Expressway Check Cashing
800 James Rd
93308
(661) 399-1583
1
209,000
Money Mart
2011 Union Ave
93305
(661) 324-2284
4
836,000
Money Mart
4117 Ming Ave
93309
(661) 834-6827
6
1,254,000
Money Mart
5905 Niles St # E1
93306
(661) 366-2861
3
627,000
West Coast Cash
2660 Oswell St # 115
93306
(661) 872-9955
4
836,000
ACE Cash Express
4128 Chester Ave
93301
(661) 631-2520
2
418,000
ACE Cash Express
6300 White Ln
93309
(661) 832-6782
2
418,000
ACE Cash Express
6465 Niles St
93306
(661) 366-2000
2
418,000
Advance America
2726 Ming Ave
93304
(661) 827-8394
2
418,000
Advance America
3428 Stine Rd
93309
(661) 834-1269
3
627,000
Advance America
3811 Ming Ave
93309
(661) 827-8680
2
418,000
Allied Cash Advance
1539 White Ln
93307
(661) 834-2811
2
418,000
Allied Cash Advance
4521 Ming Ave
93309
(661) 831-4788
3
627,000
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