OnlinePayday.org

Payday Loans, Charlotte, NC

Apply comfortably from home in Charlotte, NC, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

256-bit Secured Image
256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Charlotte, NC Financial Statistics

Having access to payday loans in Charlotte NC is important when you’re in need of emergency cash. According to U.S. Census data, Charlotte NC has a population of 1,512,920 with an average poverty rate of 12.8%. Only 54.4% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.32. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 12.8% and unemployment at 5%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Charlotte, NC.
Population
1,512,920
Median Age
34.2
Male
48.1%
Female
51.9%
Separated
12.8%
Ave. Family Size
3.32
Dual Income Homes
54.4%
Ave. Household Income
$62,817
Individual Income
$33,990
Ave. Home Value
$220,191
Median Rent
$1,135
Unemployed
5%
Poverty Level
12.8%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Charlotte, NC Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
ACE Cash Express
1603 South Blvd
28203
(704) 333-2274
ACE Cash Express
2611 Central Ave # A
28205
(704) 333-2961
1
371,000
ACE Cash Express
2706 Freedom Dr # B
28208
(704) 399-4433
6
2,226,000
Aces Trash To Cash
7127 Old Statesville Rd
28269
(704) 921-3063
3
627,000
Liberty Check Cashing
3201 Beatties Ford Rd
28216
(704) 398-1488
1
371,000
Advance America
1610 Ashley Rd
28208
(704) 393-3614
1
371,000
Advance America
3124 Eastway Dr # 550
28205
(704) 569-9430
1
209,000
Advance America
3209 Eastway Dr # 7
28205
(704) 568-8000
2
418,000
World Check Casher #2
2200 Beatties Ford Rd # 2c
28216
(704) 393-8640
2
418,000
World Check Cashing
2536 S Tryon St
28203
(704) 347-1900
10
3,710,000
Nationwide Budget Finance
2729 N Tryon St # C
28206
(704) 342-1133
2
418,000
Nationwide Budget Finance
2907 Freedom Dr
28208
(704) 697-0606
2
418,000
United Check Cashing Co
5727 N Sharon Amity Rd
28215
(704) 563-5123
2
742,000
United Check Cashing Co
9020 Albemarle Rd
28227
(704) 566-0916
3
627,000
USA Checks Cashed
5115 N Tryon St # C
28213
(704) 596-5005
2
742,000
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