OnlinePayday.org

Payday Loans, Chicago, IL

Apply comfortably from home in Chicago, IL, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

256-bit Secured Image
256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Chicago, IL Financial Statistics

Having access to payday loans in Chicago IL is important when you’re in need of emergency cash. According to U.S. Census data, Chicago IL has a population of 8,604,200 with an average poverty rate of 18.4%. Only 52.5% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.42. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 10.6% and unemployment at 8.1%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Chicago, IL.
Population
8,604,200
Median Age
34.6
Male
48.6%
Female
51.4%
Separated
10.6%
Ave. Family Size
3.42
Dual Income Homes
52.5%
Ave. Household Income
$58,247
Individual Income
$31,613
Ave. Home Value
$258,430
Median Rent
$1,112
Unemployed
8.1%
Poverty Level
18.4%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Chicago, IL Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
177 N Wells Currency Exchange
177 N Wells St
60606
(312) 372-3366
26th & Kedzie Currency Exch
3221 W 26th St
60623
(773) 247-2074
31st & Pulaski Currency Exch
3101 S Pulaski Rd
60623
(773) 247-9090
55th & Pulaski Currency Exch
5501 S Pulaski Rd
60629
(773) 735-4300
6
1,254,000
63rd & Merrimac Currency Exch
6223 W 63rd St
60638
(773) 586-6680
69th & Halsted Currency Exch
6903 S Halsted St
60621
(773) 224-5459
Advance America
3243 N Harlem Ave
60634
(773) 481-9053
4
836,000
Advantage Cash Express
1471 N Milwaukee Ave
60622
(773) 276-6236
3
627,000
Advantage Cash Express
2200 N Ashland Ave
60614
(773) 278-8286
3
627,000
Advantage Cash Express
340 W Superior St
60610
(312) 932-9452
3
627,000
America’s Financial Choice
4016 1/2 N Cicero Ave
60641
(773) 545-5086
3
627,000
Americash
105 W Madison St
60602
(312) 795-0017
3
627,000
Americash
1409 W Morse Ave
60626
(773) 761-9777
3
627,000
Americash
7454 S Cicero Ave
60629
(708) 563-9777
2
418,000
Americash Loans
4815 W Irving Park Rd
60641
(773) 736-9777
2
418,000
Additional Resources

Same Day Loans

There may come a time when you feel like you need a quick loan to help you get through…

Payday Loans Near Me

Payday loans are short-term loans that borrowers can use to cover short-term financial needs. The most common uses for…

Loans Till Payday

Are you in a financial pinch and don’t know what to do? Then check out our blog – we’ve…