OnlinePayday.org

Payday Loans, Durham, NC

Apply comfortably from home in Durham, NC, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

256-bit Secured Image
256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Durham, NC Financial Statistics

Having access to payday loans in Durham NC is important when you’re in need of emergency cash. According to U.S. Census data, Durham NC has a population of 424,700 with an average poverty rate of 15.9%. Only 54.7% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.07. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 12.7% and unemployment at 4.6%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Durham, NC.
Population
424,700
Median Age
33.9
Male
47.1%
Female
52.9%
Separated
12.7%
Ave. Family Size
3.07
Dual Income Homes
54.7%
Ave. Household Income
$58,905
Individual Income
$33,540
Ave. Home Value
$223,378
Median Rent
$1,058
Unemployed
4.6%
Poverty Level
15.9%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Durham, NC Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
American Cash Exchange
2014 Guess Rd
27705
(919) 416-3343
6
1,254,000
Cash Advance Check Cashing
1618 S Miami Blvd
27703
(919) 680-3688
3
1,113,000
Cash Express
3600 N Duke St
27704
(919) 477-7185
2
418,000
Check ‘n Go
4600 Durham Chapel Hill Bl #28
27707
(919) 401-9555
2
418,000
Check ‘n Go
810 Fayetteville St
27701
(919) 667-1199
3
627,000
Check Into Cash
2000 Avondale Dr # 10015
27704
(919) 220-5765
2
418,000
A 1 Check Cashing Inc
2334 Guess Rd
27705
(919) 286-9000
3
627,000
ABC Check Cashing
1209 University Dr
27707
(919) 493-4646
ACE Cash Express
1100 N Miami Blvd # 109
27703
(919) 682-2977
2
742,000
Advance America
3500 N Roxboro St # 44
27704
(919) 220-6133
3
627,000
Advance America
4215 University Dr # 9
27707
(919) 402-0792
2
418,000
Elite Value Cards Inc
2005 N Pointe Dr # 6
27705
(919) 620-7799
2
742,000
First American Cash Advance
3600 N Duke St # 10
27704
(919) 479-5500
1
371,000
Friendly Check Cashing
1400 S Miami Blvd
27703
(919) 957-0782
4
1,484,000
Friendly Check Cashing
2502 Durham Chapel Hill Blvd
27707
(919) 403-2728
2
742,000
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