OnlinePayday.org

Payday Loans, Lubbock, TX

Apply comfortably from home in Lubbock, TX, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

256-bit Secured Image
256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

Multiple Partners Image
Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Lubbock, TX Financial Statistics

Having access to payday loans in Lubbock TX is important when you’re in need of emergency cash. According to U.S. Census data, Lubbock TX has a population of 267,648 with an average poverty rate of 20.1%. Only 54.9% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.16. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 13.1% and unemployment at 3.7%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Lubbock, TX.
Population
267,648
Median Age
29.6
Male
49.3%
Female
50.7%
Separated
13.1%
Ave. Family Size
3.16
Dual Income Homes
54.9%
Ave. Household Income
$50,453
Individual Income
$25,634
Ave. Home Value
$137,823
Median Rent
$955
Unemployed
3.7%
Poverty Level
20.1%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Lubbock, TX Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
Express Rentals
3802 Avenue A
79404
(806) 740-0786
3
627,000
King’s Cash
1530 E 19th St
79403
(806) 743-5464
3
627,000
Superior Check Cashing
2906 4th St
79415
(806) 749-7369
2
418,000
Superior Rent To Own
2906 4th St
79415
(806) 749-7368
Ace America’s Cash Express
5102 60th St
79414
(806) 792-2274
ACE Cash Express
1301 50th St # D
79412
(806) 749-3374
3
627,000
Check ‘n Go
413 Frankford Ave
79416
(806) 785-6400
2
418,000
Check ‘n Go
4425 50th St
79414
(806) 785-4500
3
627,000
Pronto Check Cashing
5402 Avenue Q South Dr
79412
(806) 740-0407
3
627,000
Money Place
2747 34th St
79410
(806) 785-2895
1
209,000
Money Place
3636 50th St
79413
(806) 687-2722
5
1,045,000
Money Place
4414 50th St
79414
(806) 785-2357
4
836,000
Money Stop
120 University Ave
79415
(806) 744-5105
2
418,000
Money Stop
4201 Avenue Q
79412
(806) 744-5109
Money Stop
4646 34th St
79410
(806) 797-1104
Additional Resources

Same Day Loans

There may come a time when you feel like you need a quick loan to help you get through…

Payday Loans Near Me

Payday loans are short-term loans that borrowers can use to cover short-term financial needs. The most common uses for…

Loans Till Payday

Are you in a financial pinch and don’t know what to do? Then check out our blog – we’ve…