OnlinePayday.org

Payday Loans, Saginaw, MI

Apply comfortably from home in Saginaw, MI, and receive your funds directly to your bank, even with bad credit.

Bad Credit, No Problem Image
Bad Credit? No Problem.

Your job is more important than your credit.

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256-bit Secured.

Your data is safe & heavily encrypted with us.

Cash Fast, Really Fast Image
Cash Fast, Really Fast.

Bank wired as soon as one hour in some cases.

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Multiple Partners.

You’re more likely to get approved & get a higher loan amount with us.

OnlinePayday.org

You have questions, we have answers.

Here you’ll find some of our most frequently asked questions and our answers to help you navigate the online payday loan and personal loan space.

How much money can I borrow?

You can request up to $5,000 for first time customers. Returning customers that have paid off a previous loan are often able to receive more, but that is dependent on your current income, job length, and other factors. Sometimes, things change, and not always for the better.

Have fast will I receive my money?

Often you’ll receive your money the same day, or next business day. Bank holiday hours can also effect this time. You’ll know before accepting the offer how soon the money will be transferred to your bank.

What if I have bad credit or no credit?

Credit isn’t important. While some of our partners may do a soft inquiry as part of their approval process, this rarely affects your approval. It’s more important to have stable, verifiable, employment.

How much does a payday loan or personal loan cost?

Payday loan costs can very lender to lender and product to product. Most payday loan providers charge about 30% of the principle amount borrowed. This can be more or less based on several “risk” factors and the amount being loaned. Personal loans depend more on credit scores and often have much lower interest rates. You’ll know what, if any, fees there are upfront before accepting the loan. If you don’t like what you see, simply decline the offer. No obligation.

Important: Payday loans can be a very expensive type of loan. They’re meant to be very short and repaid quickly. It’s important that the principle and any fees are repaid on time. Not repaying the loan in full may result in additional fees, extending the term is a major contributing factor that can make payday loans potentially very expensive.

Payday loans aren’t available in my state, can I still get an online payday loan?

No, we don’t suggest applying online for a payday loan if they’re not available in your state. Before applying for online payday loans make sure to check your state’s laws and regulations.

Saginaw, MI Financial Statistics

Having access to payday loans in Saginaw MI is important when you’re in need of emergency cash. According to U.S. Census data, Saginaw MI has a population of 117,958 with an average poverty rate of 34.8%. Only 32.2% of homes have more than one income which can lead to financial problems, especially when the average family size is 3.16. With the inflation rate increasing each year it has become more difficult to afford the basic costs-of-living such as gas, groceries, rent, utility bills, car payments, etc. With divorce rates at 17.1% and unemployment at 13.7%, having access to fast short-term personal loans is becoming a necessity. Here are some quick stats for Saginaw, MI.
Population
117,958
Median Age
35
Male
48.1%
Female
51.9%
Separated
17.1%
Ave. Family Size
3.16
Dual Income Homes
32.2%
Ave. Household Income
$29,582
Individual Income
$18,153
Ave. Home Value
$40,443
Median Rent
$734
Unemployed
13.7%
Poverty Level
34.8%

Ready to get the cash you need?

Applying is fast and there’s no obligation to accept the offer. Simply decline if you’re not satisfied.

Saginaw, MI Payday Loan Companies

Company
Street Address
Zip
Phone
Employees
Revenue
Access Cash Intl
7970 Gratiot Rd
48609
(989) 781-5614
3
627,000
Advance America
294 W Genesee Ave
48602
(989) 771-4901
3
627,000
Cash Express
910 E Genesee Ave
48607
(989) 752-8666
Cash Now
4640 State St # 19
48603
(989) 921-5626
1
209,000
Cash Store
3220 Tittabawassee Rd
48604
(989) 792-0401
2
418,000
Check ‘n Go
1734 Lawndale Rd
48603
(989) 497-1000
3
627,000
Check ‘n Go
3415 E Genesee Ave
48601
(989) 755-3130
2
418,000
Check ‘n Go
4340 Bay Rd
48603
(989) 249-6714
2
418,000
Crusander Cash Advance
5650 State St
48603
(989) 790-4647
2
418,000
Global Cash Access
2701 E Genesee Ave
48601
(989) 752-6468
3
627,000
Instant Cash Advance Inc
3037 Bay Plaza Dr
48604
(989) 497-1111
3
627,000
Michigan Cash N’ More Inc
2740 E Holland Ave
48601
(989) 753-0986
3
627,000
Michigan Cash N’More
3399 Bay Rd
48603
(989) 791-0042
3
627,000
Pete’s Check Cashing Inc
244 W Genesee Ave
48602
(989) 753-3841
2
418,000
Checkn Go
1734 Lawndale Rd
48603
(989) 497-1000
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